FAQs
What is a "Benefits Scorecard Review”
It’s a no-obligation analysis that measures the wants of your ideal employee with you current offerings. The Scorecard measures how the plan performs in attracting and retaining your top talent. We also identify cost savings, check compliance, and compare your performance to industry benchmarks, without disrupting your current broker relationship. It’s a risk-free way to ensure your plan is competitive, compliant, and aligned with your culture.
How is Forhan Solutions different from a traditional benefits broker?
“I would definitely recommend Mark to any business looking for great service and year-round attention to their medical benefits needs." - Mike Rizzo, CFO
Results over routine.
We serve small to mid-sized St. Louis businesses that need more than cookie-cutter solutions. While traditional brokers manage renewals, we optimize benefits strategy, reduce waste, and elevate the employee experience.
- Locally owned – no corporate overhead or private equity pressure.
- Specialized for employee groups with 25-250 covered employees.
- Full-service team acts as your outsourced HR benefits department.
- Technology-forward: Streamlined enrollment, auditing, compliance & support.
- Money-back performance guarantees.
“I learned more about insurance from Mark, that made me a better leader" - Diane Brockmeier, President & CEO Emerita
Does Forhan Solutions cost more than a traditional broker?
No—and often, it costs less.
Clients who switch typically see improved results and lower total costs, thanks to:
- Included benefits administration support.
- Modern employee experience platform.
- Responsive, local service—not call centers.
Can we keep our existing plans when we switch?
Yes—your plans, carriers, and rates stay the same.
What changes is your level of service, strategy, and results. There’s no disruption to employees, and you can switch any time of year.
What types of companies do you serve?
Employers who want to compete for talent - without overspending.
We work with companies that:
- Have 25–200 full-time employees.
- Want to match or beat large-employer benefits.
- Need a smarter, more strategic partner—not just a renewal manager.
What’s the process to switch to Forhan Solutions?
Fast, easy, and zero disruption.
- Sign a Broker of Record (BOR) letter – authorizes us to represent you.
- We handle everything – notify carriers, onboard your team, and align on strategy.
- Launch in under 30 days – without affecting your current benefits or employee experience.
Can Forhan Solutions manage all our benefits needs?
Yes! We’re your one-stop partner.
We manage the full spectrum:
- Medical, dental, vision, life, and disability.
- Ancillary perks and digital health tools.
- HR tech consulting: BenAdmin, HRIS, and integrations.
- Ongoing employee support and compliance assistance.